Regulated Co-operative Financial Trust ยท Velinalloor

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Experience premium banking with a modern touch.

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28+ Years Community Service
8.50% p.a. Max Deposit Rate
15,000+ Valued Members
LIVE SCHEMES

Key Rates & Initiatives

Active FY 2026
Fixed & Recurring Deposits Up to 8.50% p.a. Senior Citizen Benefits
Instant Gold Loans From 8.00% p.a. Quick Appraisal
Kisan Credit Cards Subsidized Crop Advance Grassroots Farming Aid
Neethi & Niravu Schemes Member Welfare Subsidized Superstore & Oil
All Circulars Locate Branch Inquire Now
LATEST NEWS
Annual General Body Meeting 2026 Notification (09 Jul) Special Monsoon Agricultural & Kisan Loan Subsidies (09 Jul) Niravu Coconut Processing Unit: New Virgin Coconut Oil Batch (09 Jul) Annual General Body Meeting 2026 Notification (09 Jul) Special Monsoon Agricultural & Kisan Loan Subsidies (09 Jul) Niravu Coconut Processing Unit: New Virgin Coconut Oil Batch (09 Jul)
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Secure Banking

Your assets are protected with military-grade security and advanced fraud monitoring.

Wealth Growth

Investment plans tailored for your future. Start growing your wealth today.

Mobile Access

Manage your accounts, transfer funds, and pay bills anytime, anywhere.

Our Services

Banking & Co-operative Services

Explore essential financial solutions and co-operative welfare schemes tailored to safeguard your future and foster community prosperity.

Deposit Schemes & Savings
Deposits

Deposit Schemes & Savings

Secure high-yielding deposit plans tailored for everyday financial growth.

Loans & Credit Assistance
Loans

Loans & Credit Assistance

Transparent gold loans and agricultural advances with attractive rates.

Co-operative Services
Community Welfare

Co-operative Services

Empowering members through welfare initiatives and agro-cooperatives.

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Featured Special Initiative

Special Co-operative Highlights

Discover our flagship initiatives empowering rural agro-industry and community development.

Coconut Processing Centre (Niravu)
Featured Service

Coconut Processing Centre (Niravu)

Velinalloor Service Co-operative Bank's state-of-the-art Coconut Processing Centre (Niravu) produces high-quality pure coconut oil and value-added coconut products, empowering local coconut farmers and promoting sustainable rural agro-industry.