Premium Services
Discover how we can help you achieve your financial goals with our basic banking and special co-operative offerings.
Deposit Schemes & Savings
Secure your wealth with high-yielding, flexible deposit plans tailored for everyday needs.
Deposits
Fixed & Recurring Deposits
High-yielding deposit schemes offering attractive and guaranteed returns with special preferential interest rates for senior citizens, compounding growth, and flexible tenures.
Deposits
Safe Deposit Lockers
State-of-the-art secure vault and locker facilities available in multiple sizes at affordable annual rentals to safeguard your jewelry, important documents, and family heirlooms.
Deposits
Daily Deposit Scheme (Nithya Nidhi)
Convenient doorstep daily collection savings scheme designed for small traders, daily wage earners, and shopkeepers to build secure savings through effortless daily contributions.
Loans
Quick, transparent credit facilities offering attractive interest rates and flexible tenures.
Loans
Personal Loans
Customized personal finance solutions for medical emergencies, home renovation, education, and family celebrations with quick disbursement and minimal documentation.
Loans
Gold Loans
Instant financial assistance pledged against gold ornaments with maximum valuation, flexible repayment options, and competitive interest rates.
Loans
Vehicle & Housing Loans
Tailored financing for two-wheelers, commercial vehicles, plot acquisition, and home construction with attractive interest rates, transparent terms, and speedy approval processes.
Loans
Agricultural Loans (Kisan Credit)
Short-term and medium-term agricultural credit facilities with subsidized interest rates to support farmers in crop cultivation, purchasing farming equipment, and livestock development.
Additional Co-operative Services
Empowering our community through agro-industry initiatives, microfinance, and healthcare.
Community Welfare
Coconut Processing Centre (Niravu)
Velinalloor Service Co-operative Bank's state-of-the-art Coconut Processing Centre (Niravu) produces high-quality pure coconut oil and value-added coconut products, empowering local coconut farmers and promoting sustainable rural agro-industry.
Community Welfare
Self-Help Group (SHG) & Microfinance
Financial empowerment and micro-credit facilities for women's self-help groups (Kudumbashree) and neighborhood collectives to promote rural entrepreneurship and sustainable livelihood projects.
Community Welfare
Neethi Medicals & Consumer Superstore
Co-operative welfare initiatives providing quality generic medicines, essential groceries, fertilizers, and certified seeds to members and the public at fair and subsidized prices.